Terms of Use

Last Updated:01/01/2025

Welcome to Cairns Multitrade. By accessing or using our website, mobile application, or any services provided by Cairns Multitrade (collectively referred to as "Services"), you agree to comply with and be bound by these Terms of Use. Please read these Terms carefully. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and any additional terms and conditions that may apply to specific features or services.

2. Changes to Terms

Cairns Multitrade reserves the right to modify these Terms of Use at any time. Any changes will be posted on this page, and your continued use of the Services after such changes constitutes your acceptance of the updated Terms.

3. Use of Services

• Eligibility: You must be at least [minimum age, e.g., 18] years old to use our Services. By using our Services, you represent and warrant that you meet this age requirement.
• Account Responsibility: If you create an account, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
• Prohibited Activities: You agree not to engage in any activities that could damage, disable, overburden, or impair our Services or interfere with any other party's use of our Services. Prohibited activities include, but are not limited to, hacking, spamming, and unauthorized access.

4. Intellectual Property

• Ownership: All content, trademarks, and other intellectual property associated with our Services are owned by Cairns Multitrade or its licensors. You may not use, reproduce, or distribute any content from our Services without our prior written permission.
• User Content: You retain ownership of any content you submit or post on our Services. By submitting content, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and display such content as part of our Services.

5. Privacy and Data Protection

Your use of our Services is also governed by our CMSB`s Privacy Policy, which describes how we collect, use, and protect your personal information.

6. Links to Third-Party Sites

Our Services may contain links to third-party websites or services that are not owned or controlled by Cairns Multitrade. We are not responsible for the content, privacy practices, or actions of any third parties. You access such sites at your own risk.

7. Disclaimers

• No Warranty: Our Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the availability, accuracy, or reliability of our Services.
• Limitation of Liability: To the fullest extent permitted by law, Cairns Multitrade shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, or use, arising out of or related to your use of our Services.

8. Indemnification

You agree to indemnify, defend, and hold harmless Cairns Multitrade, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising out of or related to your use of our Services, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

9. Termination

Cairns Multitrade reserves the right to terminate or suspend your access to our Services, with or without cause, and with or without notice, if we believe you have violated these Terms or for any other reason.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our Services shall be resolved in the courts located in Malaysia.

11. Contact Information

If you have any questions or concerns about these Terms of Use, please get in touch with us at:

Email: corporate@cairns-moneychanger.com.my


Address: Lot No. 33-G-70, Atrium B Ground Floor, Atrium B Ground Floor, Prangin Mall, Jalan Dr.Lim Chwee Leong, 10100 Georgetown, Pulau Pinang, Malaysia

Phone: + 604 2635488 or 60 111 864 8677